Bank Transfer Offline

The Bank Transfer Offline feature will allow customers in Nigeria to create deposits without going through the standard checkout flow. Instead, they can make a direct payment by transferring funds to their previously assigned unique bank account number.

When we receive a notification about a transfer that was not yet recorded in our system, we will process it and create the corresponding record based on internal validation rules to determine whether the payment should be accepted or rejected.

To activate this functionality, please contact your Account Manager or Technical Account Manager.

{
  "deposit_id": 874239561,
  "payer_account_number": "7650351175",
  "country": "NG",
  "document": "98765432109",
  "full_name": "Oluwaseun Adeyemi",
  "date_of_birth": "19930614",
  "address": "12 Ahmadu Bello Way, Victoria Island, Lagos",
  "email": "[email protected]",
  "amount": 15750,
  "currency": "NGN",
  "payment_method": "TROF"
}

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Field Descriptions

deposit_id Unique identifier for the deposit.

payer_account_number The Nigerian bank account number of the payer.

country "NG" – indicating Nigeria.

document Payer’s identification document

full_name Full legal name of the payer.

date_of_birth Date of birth in YYYYMMDD format.

address Payer’s residential address.

email Email of the payer.

amount Transaction amount.

currency Currency of the payment – "NGN".

payment_method Payment method – "TROF" (Bank Transfer Offline).

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Responses

The provided URL should return:

• 200 HTTP Status → Deposit is approved.

• 400 HTTP Status → Deposit is rejected.

• Any other response status is treated as rejection.